Discover the Steps to Apply for Chase’s Prime Visa Rewards
Key Points to Keep in Mind Before Applying for the Prime Visa Rewards from Chase
The Chase credit card offers exclusive benefits for Amazon shoppers, providing rewards ranging from 1% cash back on all purchases to a generous 5% for Amazon services!
The card recommended by Amazon is issued by Chase Bank, a reputable financial institution in the U.S.
The Prime Visa offers Visa Signature benefits tailored for select businesses.
The Prime Visa card does not impose an annual fee, plus it features an appealing rewards program to engage its users.
Here’s how the rewards system operates:
- 1% cash back on all purchases;
– Earn 2% cash back at gas stations, restaurants, and on commuting.
Receive a 5% discount on Amazon services like Amazon.com, Amazon Fresh, and Whole Foods Market.
5% cashback on eligible Chase Travel purchases.
To enjoy the 5% rewards, you need to have an active Prime membership. There are no fees for international transactions with this card.
Prime Visa cardholders can expect APR rates between 19.49% and 27.49%.
Additionally, upon receiving the card, you’ll automatically be credited with a $100 Amazon gift card to your account.
If you find that these benefits align well with your daily habits, read on for more details.
Eligibility Requirements
Chase’s criteria for the Prime Visa are quite straightforward compared to other more specialized credit card options.
While a Prime membership isn’t mandatory, having an Amazon account is essential, even if you’re not signed up for Prime.
Additionally, applicants must be either U.S. citizens or hold a valid work visa and be at least 18 years old.
You’ll need to show proof of income and have a solid credit score, ideally above 670 FICO points.
How to Apply for Chase’s Prime Visa Rewards?
It’s not necessary to be a current customer of any other bank to apply for Chase; you can begin your application directly on their site.
To apply for a credit card, visit the Chase Bank official website and click the green ‘Apply Now’ button.
After clicking, you’ll be taken to Amazon’s page, where you need to log in with your username and password, regardless of your Prime membership.
As a security measure, the first step involves verifying your identity via your phone number.
Once you confirm your phone number with a code sent via text, you’ll need to provide personal details like your name, address, zip code, and email.
You will also need to share financial information, including your income source, monthly rent or mortgage, and annual earnings.
For your account’s security, you’ll need to provide your Social Security number and answer a few security questions.
Throughout the application process, Chase and Amazon may require various documents such as proof of identity, residency, and bank statements.
If you have any queries, feel free to reach out to Amazon and Chase Bank for assistance.
Extra Details
At first, the card offers contactless payment options and integrates smoothly with major digital wallets.
While shopping at Amazon.com, you can instantly redeem your rewards. Moreover, on Chase.com, options like cash back, gift cards, or travel rewards are available.
This card presents numerous benefits for both travel and shopping, including:
- Protection against unauthorized charges with no liability
- Insurance for travel accidents across various transport modes
– Extended warranty protection.
120-day purchase protection against theft or damage, up to $500 per incident.
Coverage for baggage delays over 6 hours, reimbursing up to $100 daily.
Lost luggage coverage of up to $3,000 per person.
A collision damage waiver is available for eligible car rentals.
This card is highly practical for everyday transactions, free from major concerns.
Curious about exploring another option?
If you’re looking for an alternative credit card, consider the U.S. Bank Cash+, a Visa Signature card that offers 5% cash back in various categories.
The application process is quite similar, following the typical procedures in the U.S. market. You can find instructions on how to apply.
