Top Credit Cards for Limits of $1,000
Credit cards priced around $1,000 frequently come with appealing perks beyond just the credit limit, including cash back rewards, flexible payment strategies, and avenues to enhance your credit score.
These cards typically have lowered prerequisites, especially regarding income, featuring better terms while maintaining quality.
Check out our thorough list of top cards with a limit of $1,000.
1. Wells Fargo Reflection Credit Card
The Wells Fargo Reflect Visa Credit Card brings significant benefits: a 0% intro APR for 21 months and 120 days on balance transfers alongside no annual fee, making it an excellent option.
This card is ideal for those looking to manage their finances without the burden of high maintenance fees, offering a credit limit of $1,000.
CREDIT CARD
Wells Fargo Reflection
The minimum credit limit is $1,000. If you are eager to learn about the application process for this card, simply review the instructions below.
SEE HOW TO APPLY * You will be directed to an external websiteThe Reflect card offers easier application terms, but applicants must provide proof of monthly income and have a solid credit history, ideally within the good to excellent range.
This card includes extra benefits like $600 in cell phone protection, zero liability coverage, and access to My Wells Fargo Deals for discounts at selected retailers!
With Credit Close-Up, you get exclusive tools to monitor and improve your FICO score, plus roadside assistance for emergencies.
The Visa network ensures secure transactions while giving you access to more information about the Wells Fargo card.
2. CapitalOne Quicksilver Rewards
The Capital One Quicksilver card offers 1.5% cash back on every purchase, which can be redeemed in various formats like cash, shopping credits, or gift cards.
Capital One provides a starting credit limit of at least $500, with potential increases over time, along with email alerts, balance transfers, and 24/7 customer support.
This card comes with perks such as no foreign transaction fees, exclusive travel discounts, emergency card replacement, and a 50% discount on handcrafted beverages at all Capital One Cafés across the country.
The annual fee for this card is just $39, which is quite reasonable given the benefits it offers, like a six-month complimentary Uber One membership, credit access, and fraud protection.
To be eligible for this card, applicants must be at least 18, have a verifiable income, and provide valid identification.
The Wells Fargo Active Cash Visa, offered by a well-known brand, comes with a minimum credit limit of $1,000 and is backed by one of the largest financial institutions in the U.S.
To kick things off, you can earn a cash rewards bonus of up to $200 by spending $500 within the first three months, making it one of the best offers around.
CREDIT CARD
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SEE HOW TO APPLY * You will be directed to an external websiteThis card offers unlimited 2% cash back on every purchase with no category restrictions, plus a 0% APR for the first 15 months, all without any annual fee.
Additionally, it comes with up to $600 in cell phone protection, zero liability for unauthorized purchases, and emergency travel assistance services.
To qualify for the card, you need to have a steady income and a credit score that is considered good to excellent. You can learn how to apply.
The fourth option is the Prime Visa.
The Prime Visa is a smart choice for a credit card, especially for shopping with leading retailers in both the U.S. and around the globe.
Managed by Chase Credit Cards, this rewards program offers a $100 gift card for Amazon.com and 5% cash back on all purchases made on the site and through Chase Travel.
CREDIT CARD
Visa Prime
The minimum credit limit starts at $500. If you’re interested in applying for this card, the application process details are below.
SEE HOW TO APPLY * You will be directed to an external websiteYou’ll earn 2% cashback on purchases at gas stations, dining establishments, and local transportation services.
This credit card comes with no annual fee and allows you to accumulate cashback points redeemable on Amazon.com. Plus, there are no foreign transaction fees! It also features extended warranty coverage, purchase protection, and baggage delay insurance.
This card is designed with appealing benefits that are perfect for everyday use, especially for online shopping.
The Prime Visa starts with a credit limit of $500, with the potential to increase to $1,000. Discover how to apply!
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