Discover the Steps to Apply for the American Express Blue Preferred Card
Key Points to Consider Before Applying for the American Express Blue Preferred Card
The Blue Preferred credit card offers an impressive 6% cash back on supermarket purchases and streaming service subscriptions.
The Blue Preferred grants 1% cash back on eligible purchases, with unique terms for certain categories, including:
3% cash back on gas station purchases.
3% cash back on parking, tolls, and public transport.
6% cash back on streaming service subscriptions.
6% cash back on supermarket spending up to $6,000.
Initially, the Blue Preferred Card comes with a credit limit of $1,000, which can be adjusted based on the user’s needs.
New applicants can earn a $300 cashback bonus by spending $3,000 in the first three months. The first year has no annual fees, but a $95 fee starts in the second year.
Additionally, there’s a limited-time offer of 0% APR for the first 12 months on balance transfers and purchases.
After that, interest rates vary between 19.24% to 29.99% for purchases. American Express offers the Pay It feature to help manage small expenses while earning rewards.
On the other hand, the Plan It feature allows you to break down purchases of $100 or more into manageable monthly payments. If having an Amex Blue Preferred card is your goal, keep reading.
Who Can Apply?
The Blue Cash Preferred Card provides greater flexibility compared to other American Express options, which are often geared toward premium personal and business cards.
Nevertheless, American Express has specific eligibility criteria, such as being a verified U.S. citizen, at least 18 years old, and having a valid source of income.
A solid credit history is crucial for credit card approval. Applicants consent to a credit check, which ideally results in a good score, as well as an evaluation of their spending history.
While previous experience with Amex isn’t mandatory, individuals with a poor record with the brand on other cards may struggle to gain approval for the Blue Cash card.
It’s essential to realize that even if all criteria are met, whether a card application is approved depends on the brand’s availability.
**Heading:** Applying for the American Express Blue Preferred Card
American Express provides a straightforward online application process for its credit card, primarily through a user-friendly form on their website.
Although you don’t need to have an existing Amex account, logging in with a username and password can make entering your information easier.
After clicking the “Apply Now” button, applicants are directed to the Blue Card application page, where they must enter their name, birth date, email, and home address.
Additionally, applicants will need to provide their social security number, annual income, yearly expenses, and details about their sources of income, such as job status, military experience, business ownership, or retirement.
Once all information is submitted, Amex carries out a thorough credit evaluation to assess the applicant’s profile and decide on approval or denial.
Moreover, the American Express website includes a live chat option for customers to engage and address any pressing questions they may have.
It is vital to ensure that all submitted information is accurate to facilitate a smooth application process and avoid any unnecessary revisions or resubmissions.
Additional Information
The Split & Pay feature allows users to seamlessly share expenses with friends within the Amex app, plus cardholders can access exclusive Amex offers for concerts and events.
This credit card offers up to $84 in annual cashback when you spend at least $9.99 on a Disney Bundle subscription, plus $10 monthly statement credits for Equinox+ service.
In addition, the card provides various benefits, including rental car insurance, access to the Global Assist hotline, dispute resolution support, and easy online account management.
Interested in exploring an alternative?
American Express offers various options, including the Gold Card, which rewards you with 4x points and a generous 60,000-point bonus for newcomers.
Though similar situations may arise, the Gold Card has distinct features, and you can discover how to apply.
