Discover the Steps to Apply for a Wells Fargo Active Cash Card
Important Details to Know Before Applying for the Wells Fargo Active Cash Card
The Wells Fargo Active Cash Credit Card shines with its appealing offer: a flat 2% cashback on all purchases and a welcoming $200 bonus!
The Wells Fargo credit card has received significant acclaim in the U.S. market, recognized for various achievements including:
Recommended by NerdWallet as a top cashback card for 2022, 2023, and 2024.
Named the best no-annual-fee card for 2023 by The Ascent.
Winner of the 2024 Bankrate Awards for best fixed-rate cashback card.
This card provides an enticing 2% cashback on all expenses, with redemption options including gift cards, statement credits, cash deposits, ATM withdrawals, and PayPal.
No annual fee is charged for the Wells Fargo Active Cash Credit Card, plus a 0% introductory APR for the first 15 months on qualifying purchases and balance transfers.
After the introductory period, the variable APR for balance transfers ranges from 20.24% to 29.99%, effective after 120 days.
This card is designed for everyday use, featuring the Visa Signature emblem for exclusive concierge services and travel assistance benefits.
“If you’re considering the Active Cash card, keep reading for more insights.”
Who Can Apply?
The criteria for qualifying for the Wells Fargo Active Cash card are fairly standard in the U.S., making it accessible to many individuals.
Applicants must either be U.S. citizens or possess valid work visas. It’s essential that all documents are up-to-date, regardless of nationality.
Additionally, applicants should be at least 18 years of age, with specific age requirements varying by state, typically between 19 and 21 years.
To gain credit approval, applicants need to show a verifiable income and a FICO score in the good to excellent range, starting around 670 points.
Your annual income and credit score are crucial in determining whether your application for the card is approved or denied, and they also help set your monthly spending limits.
How to Apply for the Wells Fargo Active Cash Card?
To start your credit card application, just hit the ‘Apply Now’ button to get to the application form.
If you are already a bank customer, your information will be automatically populated when you log in.
New customers will need to provide details such as your full name, Social Security number, birth date, address, city, ZIP code, email, and phone number.
You will need to specify your country of origin and answer a security question as well.
Additionally, you must indicate your living situation (owning, renting, or other) and your job status (employed, self-employed, unemployed, or retired), along with your total annual income.
You will need to agree to Wells Fargo’s verification procedures when submitting this information.
Once you’ve submitted all necessary details, the bank will evaluate your application to decide if it will be approved or rejected.
If you have any questions or need assistance, don’t hesitate to contact the bank’s customer service team. Wells Fargo’s application process is known for being efficient and responsive to customer needs.
It’s essential to provide all necessary information accurately to minimize the need for corrections and save valuable time.
Meeting these requirements doesn’t guarantee acceptance, as the final decision rests with Wells Fargo.
Extra Details
The Wells Fargo Active Cash card comes with a host of additional benefits, including cell phone protection for up to $600 against theft, damage, and loss, subject to a $25 deductible when activated.
If you’re in need of quick travel help, Wells Fargo has got you covered. They also offer zero liability protection against unauthorized purchases, as long as you report them promptly.
My Wells Fargo Deals provides customized offers and special discounts for cashback on your purchases or events.
The Credit Close-up feature allows you to track your FICO score in real-time and includes 24/7 roadside assistance for towing.
Additionally, Wells Fargo offers a collision damage waiver for rental cars in case of damage or theft.
Curious about exploring other options?
If you’re looking for a card with great terms and up to 5% cashback in various categories, consider the U.S. Bank Cash+ Visa Signature Card.
This way, the criteria for selecting cardholders are quite similar, and you can discover how to apply.
